There are lots of reasons the public calls on Taylor Appraisal Services
Thousands of people in Florida purchase, sell or refinance their home each month. Most of these transactions consist of a simple line item for an appraisal.
The majority of lenders still call in a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might appear more cost-effective than an appraisal.
But is securing a mortgage the only reason to acquire an appraisal? Are there also situations when the services of a certified, independent real estate professional could come in handy? Of course there are.
For real estate appraisals in Vero Beach and Indian River County, it's easiest when your order online from Taylor Appraisal Services, just click here.
Challenge your tax assessment in Indian River County
If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes.
When building your case, an appraisal from Taylor Appraisal Services is your best evidence.
At Taylor Appraisal Services,we can assist you in challenging your tax assessment.
Taylor Appraisal Services can help you do away with PMI to lower your mortgage payment
When the amount being loaned to the buyer is more than 80% of the actual value of the property, most lenders ask homeowners to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI.
Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten.
PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.
Taylor Appraisal Services can give you a statement regarding the value of your home, and the cost of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stress
A divorce is often complicated by the burdensome decision of who maintains the property, and it can be a very traumatic ordeal for both parties.
It's a good idea to get an appraisal from Taylor Appraisal Services so both parties are completely aware of the true market value of their property, regardless of the situation.
The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation
Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved.
We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals.
And since a home or other property often makes up a disproportionate share of the total estate value, knowing the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.
Relocating to or from Indian River County
We understand the headaches involved with an employee relocation.
That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection.
During our detailed process, we recommend employees that are moving to provide remarks on the positive aspects of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.
Selling your home quickly at the right price
Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price.
An appraiser has no vested interest in what amount the house sells for, unlike real estate agents.
Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make.
And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.
